Melbourne’s property market is moving. Are you?

Right now in Melbourne, we’re seeing a clear pattern: buyers who secured pre-approvals earlier in the year are still active, funded, and ready to transact.

ABS data shows home loan approvals rose through late 2025, and many of those approvals are already in buyers’ hands. They’ve done the work. They’re motivated. And they’re looking to secure property before lending policies or serviceability buffers are reassessed.

At the same time, supply remains below long-term averages in many inner-east and inner-north pockets. If listings tighten further, which often happens as sentiment wobbles, competition can distort pricing at both ends of the market. Buyers hesitate. Seller’s overreach. Results stagnate.

That’s why the next 60 days matter.

For buyers: there is still funded competition but not panic. You can negotiate at fair market value.

For sellers: there are real, qualified purchasers ready to move and make offers fast.

Markets rarely offer balance. For now, Melbourne does, but if you want to put yourself in the strongest possible position for a favourable result - it’s the strategy that matters, and that is exactly where we specialise.

If you’re considering a transaction in 2026 – buying or selling, this is a window worth discussing before it narrows.